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"Digital Cost Wallet" means an application in your desktop or cellular system, resembling mobile phone, pill or laptop computer, that shops your payment information for facilitating online or contactless payments. You possibly can retailer cost information in a digital wallet including but not restricted to credit, debit, pay as you go or loyalty card numbers.

"Direct Pay" means the net fee for the acquisition of Draw-Based Lottery Games Played On-line (subject to system availability), executed through the Cost Method of the Participant without the need to fund the Player Account, moderately than by way of the use of Unutilized Funds and/or Bonus Funds.

"Direct Pay Subscription Terms" means the phrases and conditions applicable to a subscription for tickets for a Draw-Based Lottery Sport Performed Online made by way of Direct Pay in accordance with Section 5.

"Dormant Account" means a Player Account that's described in Part 10.2 however does not embrace the Participant Account of an individual registered for My PlayBreak;

"Downtime" has the which means specified in Section 15.2;

"Draw-Based Lottery Recreation Performed On-line" means any of the video games made out there through OLG.ca every now and then that: (i) constitutes a "lottery scheme" for purposes of the Criminal Code (Canada), (ii) requires the Player to select a set of numbers or different play components (whether chosen by the Player and/or randomly generated), and (iii) has its outcome or end result being determined by a draw, but doesn't embrace any Pay-to-Play Game or any Play-for-Free Game.

"Error" has the that means specified in Section 15.1;

"Error Funds" has the which means specified in Section 15.1;

"Event" has the meaning specified within the relevant Pay-To-Play Recreation Rules;

"Excluded Particular person" means an individual who is just not permitted to register an account with OLG.ca or, if the individual already has a Participant Account, to keep up that Player Account in an activated state, together with:

1. a person who doesn't fulfill all the eligibility criteria which are described in Section 4.1 of this Settlement;

2. a person who has been excluded from OLG.ca by court docket order or any relevant regulation or regulation or any rule or coverage enacted pursuant thereto, together with the AGCO Standards;

3. an individual who's prohibited from accessing a gaming site or enjoying lottery schemes under Standard 3.01 or Customary 3.01.1 of the AGCO iGaming Standards, or every other related provision of the AGCO iGaming Standards or AGCO Standards, occasionally;

4. an individual who has registered for self-exclusion from a On line casino (as defined within the AGCO Gaming Standards) under My PlayBreak, during their My PlayBreak term (see the Accountable Playing and My PlayBreak Policy for additional info);

5. an individual registered for My PlayBreak;

6. an individual who is an worker of OLG or who, by contract or one other association with OLG, is prohibited from registering an account with OLG.ca; and

7. a person who's an employee of an "iGaming vendor" or "an iGaming entity" (as such phrases are defined in the OLG Rules Respecting iGaming Lottery Video games as amended or replaced occasionally).


"FINTRAC" means the Monetary Transactions and Reviews Analysis Centre of Canada and the successors thereof;

"Future Sport Transaction" has the that means specified in Section 5.3;

"Video games" means, collectively, Draw-Based mostly Lottery Games Played Online, Pay-to-Play Games and Play-for-Free Games;

"iGaming System" means the system that's used by OLG for the purpose of registering and administering Participant Accounts, facilitating the enjoying of Games by Players, and paying prizes;

"Intending Player" means a person described in Part 4.1;

"Live Stream" or "Reside Streaming" means the actual-time or close to actual-time audio-visible stream of a specific sporting match, sport, competition, tournament or special occasion which a Player can access by meeting the eligibility requirements set out in Part 4.5;

"Login Credentials" means a singular mixture of identifiers created by a Participant that's utilized by a Participant to establish themselves to the iGaming System each time the Player needs to access their Player Account consisting of, at a minimal, gates of olympus slot pragmatic a username (including the email tackle related to such Player Account) and a password.

"Lottery Recreation Rules" means any terms, conditions, explanations, guidelines and procedures, including the prize construction, issued by OLG or the Interprovincial Lottery Company from time to time (in addition to this Settlement) which apply to a Draw-Primarily based Lottery Recreation Performed On-line and which are designated by OLG as Lottery Game Rules. Topic to Section 3, the Lottery Recreation Guidelines are included into and type a part of this Agreement;

"Mobile Applications" means any application developed by or on behalf of OLG that Potential Gamers and Players can set up on their cellular device, equivalent to mobile phone or tablet, and by which select Video games are made available to eligible Gamers from time to time;

"Multi-Issue Authentication" has the which means specified in Part 4.4.

"My PlayBreak" has the that means specified within the Accountable Gambling and My PlayBreak Coverage;

"OLG" means Ontario Lottery and Gaming Corporation and the successors thereof;

"OLG.ca" means OLG's web sites and Mobile Applications through which choose Games are made accessible to eligible Gamers every now and then;

"OLG Internet Gaming Privacy and Cookie Coverage" means the OLG.ca cookie and privacy coverage, as amended or changed by OLG every so often. Topic to Section 3, the OLG Internet Gaming Privateness and Cookie Policy is integrated into and kinds part of this Settlement;

"OLG IP Rights" has the meaning specified in Part 14.3;

"Payment Method" means the fee options that OLG accepts for funding Participant Accounts or making purchases utilizing Direct Pay, which are listed throughout the Deposit and Direct Pay pages, and as updated sometimes in OLG’s sole discretion, that will embrace however will not be limited to such options as credit playing cards, debit playing cards, e-transfers and the use of a Digital Cost Wallet.

"Pay-to-Play Game" means any of the video games or products made accessible through OLG.ca every now and then that: (i) constitutes a "lottery scheme" for purposes of the Criminal Code (Canada), (ii) requires the Player to put a bet or make a wager as a situation to coming into the sport, and (iii) affords the Player an opportunity to win a Prize however does not embrace any Draw-Based mostly Lottery Game Performed Online or any Play-for-Free Recreation. Examples of Pay-to-Play Games embody Sports activities Betting Games Played On-line and on line casino style games such as roulette and slots;

"Pay-to-Play Sport Rules" means the terms, conditions, explanations, guidelines and procedures (for instance, how a Prize is gained, the worth and odds of profitable Prizes for an individual Pay-to-Play Game, the Prize tiers within a Pay-to-Play Recreation) issued by OLG from time to time (along with this Settlement) which apply to a particular Pay-to-Play Recreation and which are designated by OLG as Pay-to-Play Recreation Guidelines. Subject to Part 3, the Pay-to-Play Recreation Guidelines are incorporated into and type part of this Settlement;

"Player" means an individual (for certainty, aside from an individual who's or turns into an Excluded Individual) who has successfully registered a Player Account that has not been Suspended, Deactivated, or Closed;

"Player Account" means a Player's account of notional funds corresponding to Canadian dollars that is maintained on the iGaming System, and also consists of the Player's registration info, deposit and withdrawal transaction historical past, and game-play info that the Player can access via OLG.ca occasionally;

"Player Contact Information" means a Player's contact info that's associated with a Participant Account and saved within the iGaming System at the related time including, for example, the Participant's identify, e-mail deal with, mailing handle and phone number;

"Player-Initiated Transaction" has the that means specified in Part 10.1;

"Play-for-Free Game" means any of the free games made obtainable through OLG.ca once in a while that include some the features of a "lottery scheme" for functions of the Criminal Code (Canada) however do not afford an opportunity to win a Prize or require any fee to play;

"Player Support" means OLG.ca's buyer support providers, which will be contacted in accordance with Part 18.1;

"Prize" means a prize received by a Player from a Game in accordance with the relevant Lottery Recreation Guidelines or Pay-to-Play Sport Guidelines;

"Prospective Player" means any particular person who visits OLG.ca however just isn't a Participant;

"Responsible Playing and My PlayBreak Policy" means the OLG accountable playing policy relating specifically to OLG.ca, as amended or replaced by OLG every now and then. Subject to Part 3, the Responsible Playing and My PlayBreak Coverage is integrated into and forms part of this Agreement;

"Sports Betting Video games Performed Online" means Pay-to-Play Video games made accessible by OLG’s on-line sports betting platform.

"Suspended Account" has the which means specified in Part 12.1;

"Suspend" or "Suspension" signifies that a Participant Account has been set to a Suspended Account as described in Part 12.1;

"Time-primarily based One-time Password" has the meaning specified in Section 4.4.

"Unutilized Funds" means any notional funds corresponding to Canadian dollars that are credited to a Player Account, including Prizes however excluding Bonus Funds, that haven't been utilized by the Participant.

Three Further Documents COMPRISING Part of THIS Settlement

This Agreement incorporates by reference the terms, situations, insurance policies, statements and explanations of different paperwork, including:

1. the relevant Lottery Sport Rules and Pay-to-Play Recreation Guidelines;

2. any applicable web site person settlement;

3. any applicable cellular software consumer agreement;

4. the Responsible Playing and My PlayBreak Policy;

5. the Direct Pay Subscription Phrases;

6. the relevant Bonus Funds Phrases; and

7. OLG Web Gaming Privateness and Cookie Policy.

In the occasion of any conflict or inconsistency between any provision of this Settlement and between any of such other terms, conditions, insurance policies, statements and explanations, the order of precedence shall be in descending order of clauses i.to vii. above, besides that this Agreement shall rank beneath the relevant Lottery Recreation Guidelines and Pay-to-Play Sport Rules referenced in clause i. and above the phrases, conditions, insurance policies, statements and explanations referenced in clauses ii. to vi.

Four REGISTRATION OF A Participant ACCOUNT

4.1 ELIGIBILITY TO REGISTER A Player ACCOUNT

Solely Players are allowed to play Draw Based Lottery Games Played Online, Pay-to-Play Games by means of OLG.ca. A person who desires to become a Player (an "Intending Player") must satisfy the following standards, as determined by OLG in its sole discretion:

1. the Intending Participant should not already be a Player. A Participant is barely entitled to have one Participant Account. Only Gamers who are at the least 19 years of age will be capable to play Pay-to-Play Video games, Play-for-Free Games. The registration or tried registration of multiple Participant Account will represent a fabric breach of this Settlement;

2. the Intending Player should be at the very least 18 years of age. All Gamers who are not less than 18 years of age are eligible to play Draw-Based Lottery Games Performed Online;

3. the Intending Player should reside in Ontario;

4. the Intending Participant should be physically situated within the Province of Ontario every time the Player plays any of the Video games (together with when signing up for Future Sport Transactions);

5. the Intending Player must not be an Excluded Particular person;

6. the Intending Player have to be a person who's performing on their own behalf.
8. within the case of Sports activities Betting Games Played On-line, the Intending Participant must adjust to the provisions of paragraphs 5(a), (b), (c) and (d) of Part 14.5 every time the Intending Participant plays any of the Video games.

An Intending Participant who doesn't fulfill all of the foregoing criteria is just not eligible to register an account with OLG.ca or to become a Player. The Intending Player must not be appearing for or on behalf of anyone aside from themselves, whether or not as an agent or in any other case; and

7. the Intending Player must submit true, full and correct information when offering registration info. OLG, in its sole discretion, might require additional info or documentation from an Intending Participant or Participant previous to completing the registration of a Participant Account or at any time thereafter, together with for the purposes of confirming a Player's identity or other Participant Contact Data and in order to analyze some other suspected breaches of this Agreement (together with any suspected fraudulent or dishonest activity). A failure of the Intending Participant to fulfill any of the foregoing will constitute a fabric breach of this Agreement.

OLG will disclose an Intending Player's registration data and additional data or documentation supplied for the needs of authenticating the Intending Player’s registration information to third-party service suppliers for such functions and to in any other case verify that an Intending Participant has happy the foregoing criteria and is eligible to register a Participant Account. In addition, OLG may equally disclose info in respect of a Participant to third-events every so often for the needs of (i) confirming the Player's continued eligibility to take care of a Participant Account, (ii) investigating any suspected breaches of this Settlement (together with any suspected fraudulent or dishonest exercise), and (iii) exercising any of OLG's other rights described on this Settlement or in any of the other documents integrated on this Agreement by reference pursuant to Section 3.

By providing any info or documentation to OLG, the Intending Player (or the Player, because the case could also be) consents to the gathering, use, storage, and disclosure of such info by OLG for any and all of the purposes contemplated in this Agreement or in any of the other paperwork integrated in this Settlement by reference pursuant to Section 3. Please see the OLG Web Gaming Privateness and Cookie Coverage for extra data relating to the gathering, use, disclosure and storage of private info by OLG.

4.2 Participant ACCOUNT Info

Data that is submitted by an Intending Player who's registering an account with OLG.ca have to be true, accurate and complete at the time it is supplied to OLG and such info must remain true, accurate and full following the registration of a Participant Account. If any of such registration information changes following the registration of a Participant Account, it is the Participant's sole responsibility to make sure that the Player stays entitled to have a Player Account pursuant to the phrases of this Agreement and, if necessary, to replace the Participant's info in the Participant Account by going to the "My Account" or "Account Information" page.

OLG could, occasionally, disclose a Player's registration data to third-get together service providers for the needs of confirming that the Player's registration info stays true and correct. As well as, OLG could, at any time in its sole discretion, request extra data and documentation from a Player and may disclose such further data and documentation to third parties for this goal.

You consent that OLG, and its third-occasion service suppliers, can collect, use, store and disclose personal data as defined in the OLG Privacy and Cookie Coverage. You consent that this information can be utilized, stored, retained, and disclosed outside of the Province of Ontario and Canada. This consent allows the following companies to be supplied: (i) verification of id; (ii) fee processing; (iii) location verification; (iv) analytics; (v) customer relationship management and player help; (vi) e-mail services; and (vii) technical assist.

The failure of a Participant to replace their Participant Account data in a well timed method will represent a material breach of this Settlement by the Player. Following the registration of a Player Account, if OLG discovers that any of the registration info related to a Player Account which is then on file within the iGaming System shouldn't be true or is no longer accurate or complete (together with, for instance, because a Participant's circumstances have modified and the Participant didn't update their info that's associated with the Player Account), OLG might take all steps in relation to the Player or the Participant Account that OLG determines, in its sole discretion, to be appropriate. For example, these steps might include Suspending, or Deactivating the Player Account, investigating any security issues and, within the case of suspected or precise identification theft or fraud, disclosing all related data to the suitable law enforcement authorities and other third events that OLG determines to be appropriate (for instance, the AGCO, OLG's fee processors, and credit card issuers and brands).

4.Three REQUIRED DOCUMENTATION

OLG might require a Player to offer additional information and documentation if OLG, in its sole discretion, determines that the additional information or documentation is needed to comply with applicable legal guidelines or regulatory necessities, or if OLG considers the collection of such data or documentation to be essential or advisable so as to prevent fraud or different unlawful exercise (whether suspected or actual) or to in any other case handle a suspected or actual breach of the phrases and conditions of this Agreement, or to confirm a Player's identity or entitlement to obtain or withdraw Unutilized Funds. With out limiting the generality of the foregoing, a Participant will likely be required to supply to OLG such information and documentation as OLG may decide that it requires with the intention to comply with its FINTRAC reporting obligations. By offering such extra information or documentation to OLG, the Player will likely be deemed to represent and warrant to OLG that such data is true and accurate or that such documentation is a real, accurate and full copy of the original.

4.4 Accessing a player account

When registering for a Participant Account, an Intending Player will be required to create Login Credentials. A Player is just not permitted to disclose the Login Credentials to every other particular person (including, without limitation, different Gamers, Prospective Players, relations, or minors), and solely the Participant is permitted to make use of the Login Credentials to log into the related Player Account. Following the registration of a Player Account, the Participant is solely chargeable for sustaining the safety and secrecy of the Participant's Login Credentials, together with related security or verification questions and solutions. With out limiting the generality of the foregoing, a Participant shouldn't be permitted to make use of their Login Credentials or Machine Biometric Authentication for the purpose of giving any other individual entry to the Participant's Player Account for any purpose. All transactions (for instance, modifications to registration info and Participant Contact Information, deposits, withdrawals, Sport play and lottery ticket purchases) made via a Player Account following the correct entry or utility of legitimate Login Credentials (including whereas Device Biometric Authentication is enabled) will probably be deemed to have been made by the Player, and the Participant will be solely answerable for all such transactions.

If a Player deliberately or unintentionally discloses their Login Credentials to anybody else, or if the Player suspects that another person might need found the Participant's Login Credentials (whether or not or not such different person has used or attempted to use the Participant's Login Credentials), the Player must immediately change their password on OLG.ca and notify Player Support regarding the compromise or attainable compromise of the original Login Credentials.

A Player can change the password associated with their Login Credentials at any time by going to the "My Account" or "Account Information" page.

A Player has the choice to enable (by their Participant Account) System Biometric Authentication to entry their Participant Account.

The Participant is answerable for the care and control of any device they use to entry OLG.ca, retailer Device Biometric Knowledge or enable System Biometric Authentication. The Participant acknowledges that once Gadget Biometric Authentication is enabled by means of their Participant Account, any Biometric Information stored in the system used to enable the feature can be utilized to access the Player’s Participant Account. Each time a Player uses Gadget Biometric Authentication to access their Player Account, they will be deemed to characterize and warrant to OLG that their very own and no different individual’s Machine Biometric Information has been used as part of Device Biometric Authentication. OLG does not access nor retailer Device Biometric Information.

OLG shall not be liable for any direct or oblique damages arising out of or associated to the Player’s use of, inability to use, or enabling of Gadget Biometric Authentication. OLG reserves the best to disable Device Biometric Authentication at any time without discover.

A Player has the option of enabling Multi-Issue Authentication as an extra verification issue to entry their Player Account along with the usage of a Player’s Login Credentials. "Multi-Factor Authentication" is an authentication technique that requires the Participant to enter a Time-based One-time Password offered by that third-occasion application in addition to their Login Credentials, to verify the Player’s id after they attempt to signal-in to their Participant Account. A "Time-primarily based One-time Password" is a short lived password generated by a third-social gathering utility that can solely be used once and within a certain time period before it turns into invalid, at which level the Participant will probably be required to input a newly generated Time-based One-time Password.

A Participant may download any third-party authenticator software to their cellular machine or desktop from Google Play or Apple’s App retailer, including but not restricted to Google Authenticator, Duo Cell or Microsoft Authenticator. By selecting to obtain, entry or use a third-party software, the Player accepts and agrees that there could also be extra phrases and conditions governing this utility and it is the Player’s responsibility to determine whether or not to just accept and conform to such third-party phrases and conditions. OLG shall not be liable for any direct or indirect damages ensuing from the download, access or use of the third-party software chosen by the Player in accordance with Part 14.1 and 14.2 of this Agreement.

4.5 Player ACCOUNTS

A Player can entry the small print of their Participant Account by means of the OLG.ca website by going to the "My Account" or "Account Information" page together with, for example, to see the following info:

1. the Participant's registration information, including Player Contact Data;

2. the Player's Login Credentials, as well as associated security questions and solutions;

3. the current notional steadiness of the Participant Account;

4. the financial transaction historical past related to the Player Account; and

5. the game-play history related to the Player Account.


If a Player discovers any inaccuracy or error in the data that is contained in their Player Account, or if the Player suspects that such an inaccuracy or error might exist, no matter who is liable for the inaccuracy or error, the Participant is required to immediately contact Participant Assist.

OLG.ca is a lottery and gaming web site meant for private leisure. A Participant may solely use their Player Account for these purposes. A Participant might only use their Player Account for private purposes. A Player is not permitted to make use of OLG.ca or any component thereof (including a Participant Account) or any content material included on OLG.ca for any enterprise, business or public purpose or for some other purpose that OLG advises the Participant now and again will not be permitted. Without limiting the generality if the foregoing, a Player could not, by way of chat or otherwise, display, present or transmit any content material that is deemed by OLG to be inappropriate (including by use of a username or nickname) or threaten bully or in any other case harass some other Participant.

OLG might take all steps in relation to the Participant or the Participant Account that OLG determines, in its sole discretion, to be acceptable in respect of any hateful, discriminatory, sexist, violent, offensive or other inappropriate content. Without limiting the generality of the foregoing, OLG might, in its sole discretion, require that a username or nickname be modified, take away any content deemed to OLG to be non-compliant with the foregoing and/or Suspend or Deactivate the Participant Account.

A Player Account will not be the property of the Player and can't be assigned or transferred to or shared with another person by the Participant for any objective.

To be eligible to entry Stay Streaming (topic to system availability) by way of their Participant Account, a Participant should, at the primary instance and all through their entry: (a) be located in Ontario; and (b) meet not less than one among the following necessities:

1. The overall Balance of their Player Account have to be higher than zero (for certainty, the stability of at least one of many Cash Stability or the Bonus Funds stability should be larger than zero);

2. The Participant has wagered by way of a Sports activities Betting Sport Played Online inside twenty-4 (24) hours prior to first accessing Reside Streaming; or

3. The Live Streaming is in respect of the precise match, game, competition or particular event on which the Player has wagered via a Sports activities Betting Recreation Performed On-line inside 336 hours (roughly 14 calendar days) prior to first accessing Dwell Streaming.


For certainty, a Participant will lose any entry they must Live Streaming upon failing to meet the foregoing eligibility requirements.

5 Enjoying By means of SUBSCRIPTION FOR FUTURE Draws

5.1 Fee Choices FOR SUBSCRIPTIONS

Players might play sure Draw-Based mostly Lottery Video games Performed On-line by means of subscription supplied a player has Unutilized Funds (or, subject to the related Bonus Fund Terms, Bonus Funds) of their Participant Account, or by Direct Pay (subject to system availability) in accordance with the Direct Pay Subscription Phrases, and in any other case complies with the phrases of this Part 5 and the OLG Rules Respecting iGaming Lottery Video games.

5.2 SUBSCRIPTION Choices:

1. OLG presents two types of subscription choices, as follows: the "consecutive draw" possibility, which gives a Participant the option to mechanically purchase a ticket for a delegated number of consecutive attracts in a Draw-Based Lottery Game Performed On-line in accordance with the OLG Rules Respecting iGaming Lottery Games. The number of consecutive draws out there varies from a minimal of two to the maximum quantity offered to the Participant on OLG.ca; and

2. the "never miss a draw" possibility, which gives a Participant with the option to robotically purchase a ticket for an indefinite variety of draws in a Draw-Based Lottery Sport Performed On-line in accordance with the OLG Guidelines Respecting iGaming Lottery Games.

5.Three FUTURE Game TRANSACTIONS

A ticket buy transaction by a Player by means of subscription in accordance with this Section 5.Three is referred to as a "Future Sport Transaction".

A Participant who engages in, or attempts to have interaction in, Future Recreation Transactions is solely accountable for regularly guaranteeing that:

1. their Participant Account contains enough Unutilized Funds (or Bonus Funds, if relevant) or that their permitted Direct Pay cost card is legitimate, operational and authorized by the issuing financial establishment to course of transactions ("Funded"), for such Future Game Transaction; and

2. that the Participant has completed the long run Sport Transactions with satisfactory time (as determined by OLG) to allow OLG to course of and file such transaction.


With out limiting the generality of the foregoing, such Player should, along with complying with all of the opposite terms and circumstances of this Settlement that are then in impact:

1. ensure that they have a valid ticket for the applicable draw as evidenced by the acquisition confirmation displayed inside their Player Account; and

2. make sure the existence, completeness, and accuracy of the information displayed within their Participant Account (including, without limitation all purchase confirmations);


all before such draw is held.

OLG does not undertake any obligation or duty for notifying a Player:

1. if they do not have a "valid ticket" (as such term is defined within the OLG Rules Respecting iGaming Lottery Video games) for any specific draw or attracts; or

2. if they do or could have inadequate Unutilized Funds (or Bonus Funds, if relevant) accessible or if their permitted Direct Pay fee card is just not Funded, to play a particular Sport previous to rejecting the related transaction


provided that the foregoing will not limit OLG's skill to so notify a Player.

6 DEPOSITS INTO Participant ACCOUNT AND DIRECT PAY

6.1 FUNDING A Participant ACCOUNT AND DIRECT PAY

In an effort to play Games (apart from Play-for-Free Video games) on OLG.ca, a Player is required to have a optimistic notional steadiness of funds in their Player Account. However the foregoing, a Player might buy tickets for Draw-Based mostly Lottery Games Performed Online through Direct Pay on OLG.ca (topic to system availability). OLG will not prolong credit to Gamers.

If, at the time that a wager, wager, or buy is to be made in respect of a Game, a Player Account does not have enough funds out there or a permitted Direct Pay fee card will not be Funded, then the wager, wager or purchase is not going to be made and the Player’s entry into the game shall be rejected. A Participant is solely responsible for making certain that their Participant Account incorporates sufficient funds or their permitted Direct Pay cost card is Funded, as applicable, for a Sport (including any Future Recreation Transaction). OLG does not undertake any obligation or accountability for notifying a Participant in the event that they do or may have insufficient funds obtainable or if their permitted Direct Pay fee card is or is not funded, to play a specific Sport (including any Future Sport Transaction) prior to rejecting the relevant transaction (provided that the foregoing won't limit OLG’s capability to so notify a Player).

In addition, subject to certain exceptions, any financial Prizes from Games which might be played by means of OLG.ca, together with these Draw-Primarily based Lottery Video games Played Online funded via Direct Pay, will probably be loaded to the Player Account by means of a credit score to the notional steadiness of such Player Account. The withdrawal of funds representing such Prizes from a Player Account can be subject to the phrases and conditions of this Settlement. Instructions for claiming non-monetary Prizes will likely be provided to Gamers by OLG from time to time.

6.2 Technique of DEPOSITING FUNDS AND Using DIRECT PAY

A Player could, utilizing Canadian dollars only: (i) fund their Player Account by depositing funds with OLG; or (ii) complete a purchase for Draw-Based Lottery Games Played Online using Direct Pay, by way of an accepted Fee Method. INTERAC e-Transfer® funds should not permitted for use in a purchase for Draw based mostly Lottery Games Played Online utilizing Direct Pay.

An inventory of all at present accepted Fee Strategies can be found inside the Deposit and Direct Pay pages. No different Cost Methods are permitted.

OLG reserves the fitting to change, add, or take away accepted Fee Methods, and the terms and circumstances relevant to accepted Payment Methods, subject to notice, if relevant. Players are solely liable for reviewing accepted Fee Methods before initiating any transaction with OLG.

Gamers ought to remember that some bank card issuers could treat the funding of a Participant Account as a cash advance and charge a payment for each such bank card transaction. Any money advance fee or other fees referring to using a Fee Methodology are the Player’s sole duty.

Credit score playing cards or debit cards which might be accepted Cost Methods should be issued in Canada by a Canadian bank or financial establishment. Gamers may only deposit funds utilizing a Cost Method for which the Participant is an authorized consumer, as defined by the Canadian financial institution, financial institution, or payment processing operator, as applicable.

OLG is not going to collect on-line banking or password info.

A Player ought to familiarize themselves with the phrases and circumstances that govern using their chosen Fee Methodology previous to utilizing it to fund a Participant Account or for Direct Pay together with, but not restricted to any cash advance fees or other charges related to the usage of the Cost Methodology.

OLG or its payment processing service suppliers could retailer Payment Method or card information on servers located outside of Ontario, but inside Canada. As well as, OLG and its payment processing service suppliers might use and disclose aggregated transaction data for varied analytical purposes regarding their respective businesses (but not relating to a particular or identifiable Player). By using an accepted Payment Method to fund a Participant Account or for Direct Pay, the Participant expressly consents to OLG or its fee processing service providers, or each, storing such transaction info positioned on servers positioned outside of Ontario, however inside Canada and using and disclosing aggregated transaction information for the purposes described on this paragraph.

The service provider related to any deposit transaction can be "Ontario Lottery and Gaming Corporation".

Each time a Player makes use of an accepted Fee Technique to make a deposit with OLG for purposes of funding the notional stability of a Participant Account or for Direct Pay, they are going to be deemed to signify and warrant to OLG that the Player has all essential rights and authority to make use of such credit card, debit card or the funds in the related bank account for such functions, together with in circumstances in which the credit card, debit card or bank account is jointly held with one or more different individuals or is held by an individual aside from the Player.

OLG, or its payment processing service providers, will hold a Player's monies which are deposited with OLG for purposes of funding the notional stability of a Player Account in a checking account or escrow account as trustee for the Player (not as banker or debtor). However something to the contrary contained in this Settlement, OLG will deal with a Player's money that has been deposited with OLG as a trustee, and nothing contained herein shall create or give rise to any obligation on the a part of OLG to repay any cash to the Participant as the Participant's debtor. For the avoidance of doubt, a Participant Account just isn't a checking account and, due to this fact, shouldn't be insured, assured, sponsored, or otherwise protected by any deposit or banking insurance coverage system. Funds deposited with OLG for purposes of funding the notional balance of a Participant Account, and monetary Prizes which might be credited to a Participant Account, won't accrue interest for the advantage of the Player, and the Participant shall not be entitled to say any interest from OLG in respect of any such funds.

Within the event that any quantity turns into owing to OLG by the Player under or in accordance with the terms of this Agreement, OLG shall have the precise to deduct such quantities from the Participant's Unutilized Funds and to adjust the notional stability of funds within the Player Account accordingly with out the requirement for any advance or additional notice to be provided to the Participant by OLG.

6.3 DEPOSIT AND DIRECT PAY LIMITS AND LIMITATIONS

In addition to any deposit limits established by a Player, OLG (in its sole discretion) could prohibit a Player's capability to fund the notional steadiness of a Participant Account or engage in Direct Pay, together with but not limited to by:

1. establishing minimal and maximum amounts of funds that may be deposited by a Player with OLG for the aim of funding the notional stability of a Participant Account, on a transaction-by-transaction foundation or throughout a number of time durations. In addition, a selected credit card may not be registered with a couple of Player Account;

3. restricting a Player's means to change deposit strategies throughout specified periods of time;

4. proscribing a Participant's potential to vary certain bank card information or otherwise impose circumstances prior to altering credit card info (for instance, requiring that the Player contact Participant Assist);

5. altering acceptable strategies of cost; or

6. limiting the number of deposits that a Player can make for the purpose of funding the notional stability of a Player Account. As of the date of this Settlement, the minimal deposit quantity for a single deposit by a Participant cannot be less than $15.00 and can't exceed $999,999.00;

2. limiting the quantity of different credit playing cards that a Player can use to fund a Player Account or make a purchase order utilizing Direct Pay. As of the date of this Settlement, a Player cannot make more than ten (10) such deposits.

Topic to the deposit limits set by OLG pursuant to this Part 6.3, a Participant has the option to set, change or remove deposit limits for their Player Account relevant to the durations of time and in the manner contemplated within the Responsible Playing and My PlayBreak Policy

6.4 CHARGEBACKS

A "Chargeback" happens for the purposes of this Settlement when a credit or debit cardholder contacts the bank or other financial institution that issued the card to initiate a refund for a payment transaction that was made utilizing the card or the account associated with the card, and the bank or monetary institution requests that OLG return the relevant funds.

If a Participant funds the notional steadiness of their Participant Account or completes a purchase utilizing Direct Pay and thereafter a Chargeback occurs in respect of all or a part of the transaction, OLG (or any of its third-social gathering service providers) may take any or all of the next actions, in each case as OLG, in its sole discretion, determines to be acceptable:

1. Suspend the Player Account pending resolution of any dispute referring to the Chargeback in accordance with Section 12.1;

2. request that the Participant contact Participant Assist to elucidate the circumstances of the Chargeback;

3. debit the Unutilized Funds in the Participant Account with the amount of the Chargeback. If that debit ends in a damaging balance of Unutilized Funds in the Participant Account, the quantity of the unfavourable steadiness will represent a debt owed by the Participant to OLG, and OLG reserves the right to get well such amount from the Participant;

4. Deactivate the Player Account and exclude the Player from taking part in Video games on OLG.ca (i.e., deem the individual to thereafter be an Excluded Particular person); or

5. initiate a dispute resolution process with the relevant financial institution or monetary institution, which can include OLG offering proof regarding the deposit transaction and/or Chargeback to a payment processing service provider and/or a bank or monetary institution.

7 WITHDRAWALS FROM A Player ACCOUNT

7.1 Strategies OF WITHDRAWING UNUTILIZED FUNDS

Subject to sure exceptions, withdrawals of Unutilized Funds from a Player Account will be processed via an digital bank switch (in Canadian dollars only) to a bank account that's registered by the Player and which OLG has verified and accredited, to its satisfaction, is held by the Participant at a bank or different financial institution acceptable to OLG in Canada. A Participant isn't permitted to designate a checking account for such functions that is not held by the Player (alone or together with other persons).

The Participant acknowledges and agrees that:

1. OLG would require the Player to submit documentation (by digital upload via OLG.ca or as OLG could in any other case instruct) that, in OLG's sole willpower, evidences the Participant's authority over the bank account that's to be registered.

A Player is not going to be entitled to specify any other cost method or forex of cost for a withdrawal. For instance, OLG could require a copy of a void cheque or a checking account assertion, in either case which incorporates the Participant's identify, civic handle and the bank account number, all of which must match the knowledge related to the Player Account that's stored in OLG's iGaming System;

2. by submitting such documentation to OLG, the Participant will probably be deemed to signify and warrant to OLG that such documentation is a real, correct and full copy of the original; and

3. if the Player registers a bank account that is held jointly with a number of different individuals, withdrawals of Unutilized Funds from their Participant Account will likely be paid into such joint account and, therefore, may be accessed by the other account holders. For example, a Player won't have the ability to withdraw Unutilized Funds to a credit card even if the Participant used a credit card to deposit funds with OLG for functions of funding the notional stability of their Participant Account. OLG, in its sole discretion, could from time to time return Unutilized Funds to a Player by other appropriate means.

7.2 WITHDRAWAL LIMITS AND LIMITATIONS

Subject to the terms and circumstances of this Settlement, a Player could withdraw Unutilized Funds from their Participant Account up to the then-present steadiness of Unutilized Funds.

A Player is not going to be entitled to withdraw Unutilized Funds from a Player Account through OLG.ca at any time that a Player Account is Suspended until OLG, in its sole discretion, determines that the withdrawal (in complete or partly) will be permitted. If a Player Account is Suspended and the Player desires to make a withdrawal of Unutilized Funds, the Participant should contact Player Assist.

OLG may once in a while specify minimum and most withdrawal amounts relevant to Participant Accounts. As of the date of this Agreement, the minimum amount of a single withdrawal of Unutilized Funds by a Participant is $2, and there isn't a maximum amount of a single withdrawal of Unutilized Funds by a Player. If a Player wishes to withdraw less than the required minimum quantity, the Participant must contact Player Help.

OLG might every so often limit the variety of withdrawals of Unutilized Funds by a Participant that a Participant could make during a specified period of time. As of the date of this Agreement, a Player is permitted to make just one withdrawal of Unutilized Funds per day.

7.3 WITHDRAWAL CANCELLATIONS

OLG might, in its discretion, refuse a withdrawal request if OLG suspects such withdrawal is made in breach of this Agreement (whether or not or not such violation is a fabric Breach). OLG will make reasonable efforts to promptly notify the Player of such refusal via the Participant Contact Information associated with the Participant Account.

A Participant may cancel their withdrawal request via their Player Account. Provided such cancellation has not been processed by OLG, the relevant funds can be returned to the Unutilized Funds in the Participant Account.

7.Four WITHDRAWAL PROCESSING Times

Following a Player's request to withdraw Unutilized Funds from their Player Account and the satisfaction of all different phrases and situations for a withdrawal (including providing any required information or documentation to OLG), in most circumstances OLG will be capable to course of the withdrawal inside three Enterprise Days. In some circumstances, a longer period of time for processing a withdrawal may be required. OLG will not be required to notify the Player of any delay related to the processing of a withdrawal of Unutilized Funds or the reason for such delay except additional info or documentation is required to be provided by the Participant.

Eight BONUS FUNDS Terms

8.1 BONUS FUNDS

Every now and then, OLG could, in its sole discretion, whether or not for promotional functions or in any other case, provide to add Bonus Funds right into a Participant Account, subject to the Participant (in their discretion) accepting the offer of the Bonus Funds. Bonus Funds have a notional monetary value solely, so they don't seem to be Unutilized Funds at the time they're awarded. A Player will not be obligated to just accept Bonus Funds. A Participant is just not entitled to receive Bonus Funds except OLG, in its sole discretion, determines that Bonus Funds needs to be offered to a selected Participant. A Player can forfeit Bonus Funds at any time by contacting Player Assist.

OLG may have the precise to find out the qualification standards for all promotions and awarding of Bonus Funds. The factors might be specified within the phrases and circumstances that OLG determines are applicable to any specific Bonus Funds, and any use of such Bonus Funds should comply with the applicable phrases and conditions relating thereto (the "Bonus Funds Terms"). All Bonus Funds Terms might be deemed to be incorporated by reference on this Settlement, and in the event of any inconsistency between the Bonus Funds Phrases and the terms and conditions of this Agreement, the Bonus Funds Phrases shall govern to the extent of the inconsistency.

The awarding and availability of Bonus Funds are in OLG's sole discretion. The usage of Bonus Funds could also be limited to particular Video games and specific intervals of time, and Bonus Funds could expire and be cancelled if they aren't used previous to a specified date or time. The relevant Bonus Funds Terms must be consulted. In addition, OLG may cancel Bonus Funds that have been uploaded into a Player Account at any time in its sole discretion.

8.2 Using BONUS FUNDS

If a Participant who wants to play Video games (other than Play-for-Free Games, Sports Betting Games Performed On-line and Draw Based mostly Lottery Video games Played Online) has each Bonus Funds and Unutilized Funds in their Participant Account (regardless of whether the awarding of the Bonus Funds preceded or adopted the credit of notional funds to the stability of the Player Account, whether or not ensuing from a deposit of funds with OLG by the Player or the successful of a Prize by the Player), the Unutilized Funds might be used first to play the eligible Video games till all the Unutilized Funds have been utilized, following which time the Bonus Funds will likely be used. Winnings from wagers placed with Bonus Funds are added to the Bonus Funds stability.

If a Player chooses to pay for Draw-Based Lottery Video games Played On-line utilizing Direct Pay they don't seem to be permitted to use Unutilized Funds nor Bonus Funds to pay for any portion of the full purchase value; all the purchase have to be made utilizing Direct Pay. If a Participant needs to make use of Unutilized Funds and/or Bonus Funds of their Participant Account to pay for any portion of any purchase, the Participant should pay for the entirety of the purchase with Unutilized Funds and/or Bonus Funds in accordance with this Settlement. In respect of subscriptions for Draw-Based mostly Lottery Video games Played On-line, a Player may change the strategy of fee for Future Recreation Transactions between: (i) Direct Pay, and (ii) Unutilized Funds and/or Bonus Funds in their Player Account, in accordance with the Direct Pay Subscription Phrases.

For Draw-Based mostly Lottery Video games Performed On-line and Sports activities Betting Video games Played On-line, Bonus Funds will probably be used in accordance with the relevant Bonus Fund Phrases. Pursuant to such phrases, a Player may be required and/or permitted to make use of Bonus Funds for the acquisition of Draw-Based mostly Lottery Games Performed Online and Sports Betting Games Played Online, as relevant, prior to Unutilized Funds being utilized.

The Bonus Funds Terms could contemplate that sure Bonus Funds will develop into Unutilized Funds solely after sure wagering necessities have been happy. A Participant should evaluate the applicable Bonus Funds Terms prior to accepting a suggestion of Bonus Funds. If a Player does not accept the relevant Bonus Funds Phrases in their entirety, then the Participant should not settle for the relevant Bonus Funds or choose-out of the promotion in accordance with such Bonus Fund Phrases.

9 Promoting

9.1 PUBLISHING WINNER Information

OLG could publish the winner’s name, city/city, Prize quantity, game title, "insider" status, draw date and paid date on OLG’s internet site (OLG.ca).

10 DORMANT ACCOUNTS

10.1 how a player account turns into a dormant account

A Player Account will develop into a Dormant Account if there has not been a Participant-Initiated Transaction for a interval of 36-consecutive months, except the Participant Account is for a person registered for My PlayBreak. For this purpose, a "Player-Initiated Transaction" means (i) a deposit of funds by the Player for the aim of funding the Participant Account, (ii) a withdrawal of Unutilized Funds from the Participant Account, or (iii) a bet, wager or buy of a Draw-Based mostly Lottery Game Performed Online or a Pay-to-Play Recreation, including a Future Sport Transaction that has not expired or been suspended because of insufficiency of Unutilized Funds or for every other purpose. For the avoidance of doubt, participation in a Play-for-Free Game will not be considered a Participant-Initiated Transaction. If a Future Game Transaction related to such a Player Account expires or is suspended or cancelled for any motive, the foregoing 36-month period can be calculated beginning on the day that the last Future Sport Transaction is processed from the Player Account, being the last Player-Initiated Transaction.

10.2 effects of a dormant account

A Player shouldn't be restricted from accessing their Player Account through the time it's a Dormant Account. A Dormant Account (that has not been Deactivated) will cease to be a Dormant Account upon the completion of a Participant-Initiated Transaction. If a Participant Account remains a Dormant Account for 30 consecutive days, OLG will Deactivate such Player Account no earlier than the thirty first day after the date the Participant Account grew to become a Dormant Account.

Upon a Participant Account turning into a Dormant Account, OLG will use affordable efforts to notify the Participant through the e-mail tackle related to such Participant Account of the next: (i) the Player’s Player Account has grow to be a Dormant Account; (ii) the balance of Unutilized Funds related to the Player Account; (iii) the implications of the Player not taking the steps contemplated on this Part 10.2 to take away the Dormant Account status from their Player Account.

However Section 12.2, upon the Deactivation of a Dormant Account, OLG will automatically retain the Unutilized Funds subsisting at such time until: (i) OLG approves a request from the Intending Participant to reactivate their Deactivated Dormant Account in accordance with Section 10.3; or (ii) OLG receives correct instructions referring to the disposition of such funds from the Player or their legal representative.

10.3 REACTIVATION OF A DEACTIVATED DORMANT ACCOUNT

OLG will retain information relating to a Deactivated Dormant Account in the iGaming System in accordance with its document retention policies. If a Dormant Account is Deactivated pursuant to Section 10.2, the Intending Player related to such Dormant Account might thereafter contact Participant Assist to request the reactivation of such Dormant Account. If such a Deactivated Dormant Account is reactivated, it will have the same account particulars as these which existed as of the date the Dormant Account was Deactivated. Within the event that any of the relevant information has changed (for example, the Participant Contact Data), the Intending Player shall be solely accountable for updating such information and complying with the phrases and conditions of this Agreement which are then in effect.

Eleven PLAYER’S CLOSURE OF ACCOUNTS

11.1 CLOSURE OF A Player ACCOUNT BY THE Player

A Player may shut their Player Account at any time by contacting Participant Assist ("Closed Account"). If a Participant is not eligible to have a Participant Account (for example, if the Player will be relocating to a jurisdiction outside of the Province of Ontario, or if the Player becomes an Excluded Individual), the Player is required to shut their Participant Account.

Upon Closure of a Participant Account, the Player Account will now not be accessible by the Participant till such time because the Participant has contacted Player Support to request a re-opening of the Participant Account and OLG has accredited of such re-opening. All Future Recreation Transactions related to the Closed Participant Account that have not been accomplished by the time of Closure shall be cancelled.

However the Closure of the account, OLG will retain a Player’s data in accordance with its report retention insurance policies. For extra data on how OLG retains a Player’s private information, see the OLG Internet Gaming Privacy and Cookie Policy

Topic to the minimal withdrawal requirements in Section 7.2 and documentation necessities in Part 4.3, if a Player Closes their Player Account and Unutilized Funds stay within the Player Account at that time, OLG will return the Unutilized Funds to the Participant's bank account that's associated with the Participant Account, the details of that are stored by OLG on the iGaming System. In the occasion that no bank account is related to the Player Account, or if OLG is not in a position to successfully deposit the Unutilized Funds in such checking account (for instance, as a result of the checking account has been closed or because OLG requires additional info with a view to verify that the bank account belongs to the Participant), OLG will use cheap efforts to contact the Player using the Participant Contact Information to advise as to the status of the Player Account and the balance of Unutilized Funds.

12 DEACTIVATION OR SUSPENSION OF A Participant ACCOUNT IN OLG'S DISCRETION

12.1 SUSPENSION OF A Participant ACCOUNT

OLG shall have the right to suspend a Participant Account at any time in its sole discretion (a "Suspended Account"). Without limiting the foregoing, and by the use of example only, OLG might Suspend a Player’s entry to their Participant Account if it suspects that the Player has improperly initiated a Chargeback or has committed any breach of this Player Agreement, relevant legislation, Lottery Recreation Rules, and/or the Pay-to-Play Game Rules.

Whereas a Participant Account is Suspended:

1. a Player will likely be unable to login or entry their Participant Account;

2. a Participant will probably be unable to withdraw any Unutilized Funds unless OLG, in its sole discretion, determines in any other case;

3. all Future Game Transactions associated with the Suspended Participant Account can be suspended and/or cancelled (i.e. no purchase or other financial transaction in respect thereof that has not been accomplished at the time the Participant Account is Suspended will be accomplished); and

4. a Player may be required to cooperate with any investigations carried out by OLG into the Player’s conduct previous to the Suspension being lifted (including provisions of extra documentation or info as requested by OLG). Failure to cooperate with this subsection 12.1(d) shall be deemed a material Breach of this Agreement.


If, during the Suspension, OLG determines that the Participant has committed a cloth Breach of this Settlement, it may Deactivate the Player Account in accordance with Section 12.2.

12.2 DEACTIVATION OF Player ACCOUNTS

OLG shall have the precise to deactivate a Player Account at any time in its sole discretion (a "Deactivated Account").

If OLG Deactivates a Participant Account, OLG will deposit an quantity equal to the Unutilized Funds as at such date into the bank account that is associated with the Participant Account (topic to the minimal withdrawal necessities detailed in Part 7.2 and extra documentation requirements in Part 4.3), the main points of which are stored by OLG on the iGaming System. Within the event that no bank account is related to the Player Account, or if OLG just isn't capable of successfully deposit the Unutilized Funds in such bank account (for instance, because the checking account has been closed or because OLG requires further information to be able to affirm that the checking account belongs to the Participant), OLG will use its affordable efforts to contact the Participant utilizing the Player Contact Info. If OLG is unable to contact the Player, then OLG will retain the Unutilized Funds until OLG receives correct directions referring to the disposition of such funds from the Player or their legal representative.

However the foregoing, if OLG Deactivates a Participant Account as a result of the occurrence of a material Breach by the Player under this Settlement, OLG (in its sole discretion) shall be entitled to treat any or the entire Unutilized Funds as forfeited by the Participant, through which case the Player won't be entitled to have the Unutilized Funds returned.

Thirteen Impact OF DEACTIVATION OR CLOSURE OF A Player ACCOUNT

Without limiting the foregoing, when a Participant Account is a Closed Account or a Deactivated Account:

1. Any scheduled wagers, bets or purchases (together with for Future Game Transactions) that have not been completed previous to the Closure or Deactivation might be cancelled;

2. the Participant won't be entitled to obtain any affords for brand spanking new Bonus Funds, and any current Bonus Funds related to the Participant Account will be cancelled and the Participant will not be entitled to receive any compensation in respect of the cancelled Bonus Funds; and

3. this Agreement will terminate, except for these provisions which by their nature are meant to outlive the termination of this Agreement.

14 ACCESSING AND Using OLG.CA

14.1 Provide AND Upkeep OF Player Tools AND Companies

Prospective Players, Intending Players, and Gamers are solely liable for supplying and sustaining all equipment, technology and companies that they require to entry and use OLG.ca. The efficiency or operation of OLG.ca or any website or Mobile Functions that OLG could make out there to Players every so often may be affected by a Player's pc gear, cellular gadget, Internet connection or different components which might be outside of OLG's management. In some instances, a Potential Player, Intending Player, or a Participant may not be capable of access or use some or all of the parts or performance of OLG.ca on account of deficiencies in their own gear or know-how or the service providers retained by them. For instance, a slow Internet connection might adversely influence the performance or operation of OLG.ca, or an outdated web browser or the settings on a Player's laptop might trigger some or the entire content material of OLG.ca to show incorrectly or to fail to show.

OLG makes no illustration or guarantee of any type concerning the compatibility, functionality, performance or operation of OLG.ca or any element thereof on any Intending Player, Potential Participant or Player's pc or other units used to access OLG.ca.

Gamers may require or resolve to make use of further third-occasion companies to entry OLG.ca (e.g., web service supplier agreement; cell provider agreement; electronic mail account; text messaging service (SMS)) or to entry their Participant Account, together with via use of Multi-Issue Authentication or System Biometric Authentication. The Player is solely accountable for any agreements and expenses associated to those third-celebration services. A Player should familiarize themselves with the terms and situations that govern any such services prior to utilizing them to entry OLG.ca or their Player Account.

14.2 THIRD-Occasion Content; JOINT Games

With a purpose to entry or use certain parts of OLG.ca, it may be crucial for a Prospective Participant or a Participant to obtain software (for example, certain casino video games might require a flash participant or an up-to-date internet browser; and the use of Multi-Issue Authentication requires the Player to download a third-get together software that can generate a Time-based mostly One-time Password.)

Sure third-get together product suppliers could