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What You Get From an Auto Accident Settlement

The amount you get for the settlement of a car crash is contingent on the degree of your injuries. More severe injuries can result in higher future and current medical bills.

Documenting these losses can help you maximize your settlement. Your lawyer can prepare a list of damages, including medical notes, wages records, and eyewitness testimony.

Medical bills

Medical expenses are usually the first thing that people think about when injured in a car accident. Fortunately, the law typically covers these expenses in personal injury cases. It could take months or even years before the driver at fault is found to be responsible by the court or settlement agreement however. In the meantime, victims accrue medical bills that need to be paid.

Car accident injuries usually require significant medical treatments like surgery or physical therapy. The associated medical costs can be quite high. It is crucial that victims understand that they shouldn't be required to pay their own medical bills after a crash. Instead the at-fault driver should be held accountable for these costs as part of their settlement for the accident.

In some instances the at-fault party will pay the victim's medical expenses directly. In other situations the victim's health insurance or medpay policy will pay for these costs in the event that they increase. Based on the individual's situation and the type of insurance coverage, these expenses could also be covered under rolling claims.

In some cases hospitals or health insurance provider might create a lien against a portion of the victim's eventual settlement. A lawyer with experience can negotiate these liens to bring more money in the victim's pockets.

Lost wages

A car accident can create havoc on your finances. In addition to medical costs and property damage you could be required to pay for lost wages as a result of your injuries. New York law requires that your car insurance policy reimburse you for income loss up to a maximum. Your attorney will fight to get you the entire amount of your missed earnings.

Paystubs or other wage documents are the most frequently used method to prove the loss of income. Other relevant documents are bank statements, invoices, and correspondence in the case of self-employment. Correspondence from your employer corroborating the number of days/hours that you missed work because of the injuries you sustained is also important.

If you suffer from a permanent injury that restricts your ability to work or prevents you from working at all, your lawyer may consult an expert economist or financial expert to determine the value of your earning potential. In this case the expert will analyze your age, education and education, credentials, career path, and job tasks that you are no more capable of performing.

At Michaels Bersani Kalabanka, our Syracuse car accident lawyers often deal with clients who are injured in accidents and are no longer work. Not only do they have the right to compensation for lost wages due to accidents that weren't their responsibility, but they may be able to obtain additional compensation from the insurance of the driver or car owner who was responsible.

Pain and suffering

Car accident victims deserve compensation for the emotional distress and pain they experience after a collision. But, since emotional stress and physical pain can't be recorded in photographs or documented with x-rays, insurance companies often discredit these losses. It is important to have a skilled personal injury lawyer on your side when dealing with the insurance company of the driver at fault.

Your Queens injury lawyer can help you gather evidence of all kinds to prove your claim for damages. For example, a victim's medical bills as well as written official diagnoses can be used to prove the severity of their injuries. A diary or journal that begins on the date of the accident and lasts throughout recovery can also capture symptoms of emotional distress and physical discomfort.

The degree of your injuries will affect the amount you receive. A spinal cord injury or severe head trauma, for example could result in a bigger amount than a minor sprain which heals in three weeks.

The amount you pay for your auto accident lawyers accident will be affected by the amount of your injuries. Your lawyer will assist you in the calculation of your damages and in building a strong case for you to get the full amount of compensation you are entitled to. To learn more about the different types of damages awarded in a New York auto accident lawsuit get in touch with an experienced attorney.

Damages

As we mentioned above Settlement awards are designed to compensate car accident victims for financial losses. The amount of compensation will differ based on the severity of a person's injuries and the amount they've suffered due to injuries to their property and work.

A verdict may also include noneconomic damages, such as suffering and pain. These damages are not easily quantifiable, however insurance companies use a formula to determine how they will be able to cover these types of damages. A multiplier, often determined by medical expenses, is added to the quantifiable costs to determine a settlement amount for non-economic damages. Serious injuries and permanent impairments generally result in higher settlement amounts than minor or temporary injuries.

A car crash can be a devastating experience and the costs associated with it can be life-altering. The amount of a settlement will not erase these losses but it can help victims overcome their financial difficulties and return to normalcy.

A lawyer for car accidents with experience can evaluate your case and fight for an amount as high as possible. Although it might be tempting to settle for a lower amount than what you're entitled to this could affect your future recovery. You forfeit your right to sue or file additional claims for the accident when you sign the settlement agreement.